Some industries may be prohibited or restricted from working with Paymennt.com due to factors such as local and international laws, risk level, or requirements of payment partners
Adult
- Adult goods
- Fetish products
- Content: Books, magazines, audio, videos, websites, streaming services, and other content formats deemed offensive or of a sexual nature
- Entertainment: Gentleman’s clubs, topless bars, strip clubs, sexually oriented massage parlors, saunas, escort agencies, or any sexually-related services
Financial Businesses
- Bearer share entities
- Binary options
- Buy now pay later / Instalment payment methods
- Credit repair and credit protection business
- Debt repayment and collection agency
- E-wallet or e-money that can be monetized, re-sold or converted to physical and digital goods and services or otherwise exit the virtual world
- Financial service or money service business, including but not limited to: traveler checks, money orders, Foreign Exchange, check cashing, virtual currencies and cash advances by non-financial institutes
- Fines or penalty collections of any kind
- Independent or unlicensed financial advisors
- Insurance sales and services (life)
- Insurance sales and services (non-life)
- Money transfer & remittance businesses
- Payday loans, unsecured loans and loans originating from non FDIC insured banks
- Payroll, invoice & business services
- Provider or seller prepaid access/stored value
- Shell banks
Intellectual Property (IP)
- Counterfeit products, replicas or designed infringements of them including products designed to circumvent IP
- Essay mills, paper mills where the intent is to falsely submit documents as their own work
- Products designed to circumvent copyright protection techniques or to otherwise facilitate the unlicensed use of copyrighted material
- The use of Paymennt’s logo and IP without express permission or in a way that creates reputation risk for Paymennt
Marketing practices
- Business investment opportunities operating as ‘get rich quick schemes’
- Business models that use ransom- or extortion like practices
- Business practices that are designed to evade excessive chargeback monitoring programs
- Data Pass
- Deceptive marketing tactics related to disclosure, false or inaccurate claims, before/after claims, endorsements, cancellation or refunds avoidance, pre-checked opt-ins, poorly disclosed negative options, misappropriation of incentives, disproportionate rebates, sweepstakes
- Fake references and other services or products that foster deception
- Inbound telemarketing for postcard or mailings
- Products or services that promote hate, violence, discrimination, terrorism, harassment or abuse in any shape or form
- Pyramid selling, chain letters or other financial scams
Not-for-Profit
- Charities
- Crowdfunding
Other products & services
- Airlines
- Ancestry research
- Animals and wildlife products classified as endangered or protected
- Art dealers and galleries
- Auction houses
- Bail bonds and bankruptcy lawyers
- Bidding fee and penny auctions
- Casual dating services
- Car and truck rental / sales / importers / car parts
- Certain social media business (e.g. click farms)
- Cloud storage, VPN, file sharing, (high-risk) cyber lockers
- Cruise Lines
- Direct Marketing – Inbound teleservices, outbound telemarketing and travel-related arrangement services, Insurance services, catalog merchants, door-to-door sales
- Drop shipping
- Governmental services, such as embassies or consulates
- Hazardous materials (B2B), including but not limited to: Hydrofluoric acid, Products containing cyanide, Prohibited ozone-depleting substances (ODS), Nitric acid, Peptides, research chemicals and Bacteria cultures or other products containing E-coli or Escherichia coli
- Hazardous materials (B2C), as described above
- Health practitioners, private medical practices, e-doctors, dental/medical services and facilities
- Human body parts or bodily fluids (excluding hair and teeth)
- Internet product and service providers
- Intravenous therapy (e.g .IV drip bar, vitamin infusions, hang over cures)
- Jewelry, watch, precious stones, metals and silverware stores
- Key-entry telecom merchant
- Live-streaming Services without in-app currency
- Live-streaming Services with in-app currency
- Live-streaming Services with in-app donations functionality
- Mail order spouse or international match-making services
- Medical, dental, ophthalmic and hospital equipment and supplies
- Medical benefit packages
- Multi-level marketing
- Nutraceuticals and food products, including, but not limited to CBD and Hemp seed related products
- Pawn shops
- Political, religious or Social Campaigning
- Real estate services
- Services associated with pseudoscience (e.g. clairvoyance, horoscopes)
- Telemarketing companies selling products or services as an agent for a third party
- Ticket agencies
- Timeshare and timeshare maintenance
- Travel agents and tour operators
- Veterinary practices
Regulated
- Alcohol sales
- Drugs, and tools specifically intended for the production of drugs, drug paraphernalia, illegal drugs, substances designed to mimic illegal drugs and / or other psychoactive products
- Illegal products or services or any service providing peripheral support of illegal activities, including illegal gambling services
- Legal gambling or Game of Skill where participants receive cash or cash equivalents or prizes with/of material value: including but not limited to: Casinos, poker, bingo, slot machines, betting, lotteries, racing, fantasy sports
- Products or services specifically offered or intended to be used to create, produce or grow drugs or drug ingredients
- Pharmaceuticals, prescription medicine and medical devices (including animal pharmaceuticals)
- Tobacco, smoking supplies, e-cigarettes, e-liquids, vaping liquid, vaping accessories
- Trade of fireworks, flammable or radioactive materials
- Trade of weapons, ammunitions, military arms, explosive devices and firearm parts
- Any type of US based gambling services
Securities & Trading
- Cryptocurrency exchange
- High-risk securities
- Security brokers /investments of any kind
- Third-party Payment Processing
Third-party Payment Processing
- Aggregators, including but not limited to marketplaces, platforms
- Staged Digital Wallet Operators
- Payment Facilitators or other internet payment or member service providers (IPSP or MPS)
- Payment service companies, including but not limited to peer-to-peer, bill payments, commissary accounts
Technology
- Decryption and descrambler products and services, devices designed to block, jam, or interfere with cellular and personal communications
